Everyone’s finances are different, and we understand that. Some people are fortunate enough to have some good savings behind them. Many people though, live pay check to pay check and find it difficult to save. With rental costs, utilities, insurance, vehicle expenses, school fees and other costs associated with your kids, people’s expenses are extremely varied.
That’s why we don’t try to fit people into a certain box. We don’t say you need a certain percentage deposit. We look more carefully at your real capacity to pay a mortgage, rather than simply looking at the money in your bank.
We’ll work closely with you, and our financial specialists can determine your borrowing capacity and even provide advice on how to manage your money going forward.